Plain-English UK car finance guidance

Explore finance options

Separate application journey

Explore your finance options when you are ready

This commercial application journey is separate from our educational guides. GetCarFinance acts as a credit broker, not a lender, and introduces applicants to a limited panel of finance providers.

Before proceeding

BMNC Ltd trading as GetCarFinance owns and operates GetCarFinance and this commercial application journey.

Prepare the facts, not just the car choice

Submitting this form begins GetCarFinance's commercial application journey. The form technology is supplied through an embedded lead-management platform operating for GetCarFinance. Information submitted through the form is routed to GetCarFinance's CRM and is received and managed by BMNC Ltd trading as GetCarFinance.

You may be asked for personal, address, employment, income and expenditure information. Requirements and any credit-search activity depend on the finance provider.

GetCarFinance may receive commission from a lender or finance provider for an introduction. Finance is subject to status, affordability, lender criteria and terms; acceptance, a particular rate or a particular product is not guaranteed.

  • Your recent address history
  • Employment or income information
  • Regular expenditure and existing commitments
  • A realistic deposit and monthly budget
  • Driving licence and bank details where requested

Questions to consider

  • Have you compared the total amount payable?
  • Do you understand when ownership transfers?
  • Could you manage the payment if circumstances changed?
  • Have you checked mileage, condition and end-of-term terms?

Read what to check before signing →

Commercial application form

Continue with your GetCarFinance application

Before entering personal information, read our privacy notice. Specialist form and CRM technology providers support delivery of this GetCarFinance service.

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